5 Ways to Attract Wealth Instead of Debt

We live in a time where many people want to attract wealth, but instead they attract debt.  The vast majority of people (at least in America), often struggle to save money and amass wealth, and instead they leverage their credit so that they can afford to do the things that they want and need to do.  As a result, many people carry quite a bit of debt. 

If you would like to eliminate debt from your life and start to attract wealth instead, you can use the Law of Attraction to turn your financial situation around.  With the Law of Attraction, your thoughts, beliefs and actions attract your reality to you, so by changing them you can stop attracting debt and start attracting wealth.  You have the ability to cultivate a wealth mindset to manifest more money into your life.

To do this, you will first want to evaluate your beliefs and actions to find the root of the debt.  Simply dreaming about winning the lottery or retiring as a millionaire just isn’t going to cut it if there are deep, engrained beliefs and behaviors that are pushing money away from you.

The good news is that identifying the reasons that we attract debt will help us tremendously.  When we know how we are pushing money away from us, we can start adjust our actions and thoughts.  Here are a few reasons why people attract debt instead of wealth.

Reasons Why People Attract Debt, and How to Attract Wealth Instead:

1. Use of “debt language”

This one is very, very common.  If you are saying things like “I’m broke,” “I’m in debt up to my eyeballs,” or “I live paycheck to paycheck” you are literally attracting more debt into your reality with your words.  Even if this is the way you feel, please don’t say it, because saying it just reinforces the belief.

Resist the urge to say phrases like these and when you have the urge to talk about money, replace them with statements like “I always get what I need,” “I’ve been fortunate in many ways” or “I’ve gotten many things that I want in my life.”

Just speaking positive phrases like these will help you feel gratitude for the financial blessings you do have, and this will start to attract wealth to you.

2. Believing that money is important

As a society we place waaaaaaayyyy too much emphasis on the importance of money.  Many of our lives are structured more around how we can obtain money than how we can nurture our relationships, and have fun and fulfilling lives.

This is why so many people today feel unfulfilled with life; they are on a treadmill in pursuit of money rather than on the path to what they really want.  Unfortunately, when we believe money is so important, we will often worry that we don’t have enough of it, and this worry just pushes money further away from us. So instead of more money, we attract the absence of money (debt).

Little by little, if you can start to make choices based on what you want to do with your life, rather than on money, money will lose a lot of its importance.  Your life will become more fulfilling, and the money you need and want will come to you much more easily because you’ve reduced your resistance towards it.

So, when opportunities come your way, try to put the issue of money on the back burner.  Invited on a trip that you really, really want to go on? Go, and don’t worry about the money.  Feeling the urge to start a new career, and you know you’ll regret it if you don’t? Make the change, and don’t worry about the money.  This might be hard to do initially with the big stuff, so if it is, start with the little things and work your way up.

Make money a secondary issue, not your primary concern, and money will become less important to you and therefore easier to attract.

3. Believing that spending your money is the only way you can get what you want

If you believe that the only way you can get a car, go on vacation or go out to dinner is through spending the money in your bank account, then you will be spending a lot more of your money then you have to.  This depletes your reserves quicker, making it easier for you to fall into debt.

Spending your money is just one avenue that you can take to get what you want.   Start to open your mind to the fact that abundance can come to you in many ways.  Notice when a friend buys you a drink, you receive a gift card in a raffle or someone gifts you exactly what you want.  Appreciating your abundance in all of its forms will bring more things to you without you having to plunk down your cold, hard cash.

4. Believing that money only comes to you through your job, and that some jobs are “good” and some jobs are “bad”

There is this pervasive myth that many of us buy into, and it says that in order to make good money, you must earn it through your job and if you want a lot of money, you much pursue a job from a specific list of careers (like a career as a doctor, a lawyer or a CEO of a fortune 500 company).

Therefore, if you are a secretary, a cashier, a security guard or a teacher you might simply assume that you cannot have a lot of money because the earning potential of your job appears to be limited.  People who believe that their money situation is a direct reflection of their jobs often attract more debt, particularly when they believe they have a job that doesn’t pay well.

The truth: Money can come to you on a multitude of paths, not just through your job.  You can inherit money, you can come up with an idea that makes you a fortune, or you can find a valuable treasure at a garage sale that you sell for millions.  Shoot, you could even find a bag full of money on your doorstep some day with your name on it.  You just never know.

Open your mind to the possibilities, and when you see money coming to you in unusual ways take a moment to appreciate it! That unexpected refund check and that five dollar bill on the ground are pieces of evidence that you are attracting money in ways beyond your work paycheck, so notice and appreciate them.

The more you can praise and appreciate unexpected money, the more it will be attracted to you.

5. Belief in a limited money supply

I personally believe this is the number one limiting belief about money.  If you believe that there is only so much money to go around, you will have a hard time attracting more of it.  To read more about this idea, and why it is flawed, check out this article.

So, what do you think? Is the way that you think and act about money helping you attract wealth or is it attracting more debt?

Remember, each of these five items are very, very common. In many ways, these are behaviors and beliefs that we have been taught and that are reinforced by our culture.  It’s natural for people to unconsciously mimic the thoughts and actions of group-even when they are disadvantageous. 

Fortunately, you now know the secret on how to eliminate debt and attract wealth.  If you can start to think and act differently about money today, your money situation will start to improve today.  Work to adjust your behaviors and thoughts and praise every little bit of progress and over time your financial situation will improve dramatically.  

No matter where you are in life at this moment, you have the power within yourself to start to attract wealth and abundance right now.  Anyone can do it, especially someone like yourself who bothered to read this article, because whether or not you realize it, you just attracted this information to yourself with the Law of Attraction.  This secret is more valuable than any job or lottery win, and you attracted it to yourself, so have faith in your ability to attract more! 

I wish you great wealth and abundance! 

Did you like this article on how to attract wealth instead of debt? Find more Law of Attraction advice on my blog or Facebook page!  You can also find me on Twitter (@Vibration1111) or Instagram (@andrea.11.11).


Image by Celestine Chua.   This image has been cropped and resized.



  • Laura
    Posted March 28, 2015 5:51 pm 0Likes

    Hi Andrea, Thank you for this valuable information and you are dead on correct! I will begin changing my attitude in all the areas you discussed.

  • Andrea Schulman
    Posted March 29, 2015 8:29 am 0Likes

    Fantastic Laura! Glad you found some use for the ideas in this article 🙂 Best wishes to you! -Andrea

  • penny
    Posted March 29, 2015 2:56 pm 0Likes

    Is there anyway you could make it so we can share these on Pinterest? Thanks

  • Carol King
    Posted March 29, 2015 11:17 pm 0Likes

    These are great tips. Very helpful. I found that my finances began to change when I realised that I dont have to work 24/7 to make money.

  • Andrea Schulman
    Posted March 30, 2015 7:16 am 0Likes

    Wonderful! Glad you are seeing good results with your finances Carol 🙂

  • Andrea Schulman
    Posted March 30, 2015 7:17 am 0Likes

    Hi Penny! I’ll look into that 🙂

  • Anita Östlin
    Posted April 1, 2015 12:05 am 0Likes

    I love reading your articles, they help me to stay on my feets Happy Easter 😉

  • Andrea Schulman
    Posted April 1, 2015 7:06 am 0Likes

    Thanks Anita 🙂 Much appreciated. Happy Easter to you as well!

  • curtis a brayton
    Posted August 24, 2016 1:16 pm 0Likes

    Wonderfull article Andrea,I have to share with you,I”M,I”M,,my own worst enemy of the disattraction of money,In my life I have witnessed so much egotisim and greed over money,I really was at the point of hating it,but have to put things in perspective,it is a necessity.Thank you for your insights…

  • Andrea Schulman
    Posted August 25, 2016 7:59 am 0Likes

    Hi Curtis! Money is just one form of abundance you can receive from the universe, and you can feel free to open yourself to abundance whenever you want-but you are right, there is give and take, exchange and reciprocity. We can be abundant without being greedy and egotistical, I agree!

Leave a comment